Home Business Insurance

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An insurance policy that provides coverage for losses to a business run from home. For example, home business insurance may pay to replace computers, inventory and other items lost in a home accident such as a fire. Home business insurance is important because homeowners insurance does not cover most home business losses (and, in Canada, a home business can invalidate one's homeowners insurance). As with all insurance, one must pay a premium for the coverage. See also: Home office deduction.

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