The 2015 HMDA
dataset contains over 11 million records across 7,062 respondents.
decision in June heightens the importance of HMDA
The CFPB is also proposing ways to align HMDA
data requirements with well-established industry data standards, which it said could alleviate the burden on many lenders, and improve the quality of the information reported.
Regulators have made it clear that lenders face significant fines and penalties for non-compliance with HMDA
reporting requirements," Moffat said.
dispersion was tested in four different AEM compounds in two different laboratory studies and also in factory trials.
CitiFinancial already resubmitting corrected and complete HMDA
reports to the Federal Reserve System for the years 2004 through 2007;
The purpose of HMDA
is to provide information about how well financial institutions are serving the housing credit needs of neighborhoods and communities in which they operate.
The Board has carefully considered Associated's lending record and HMDA
data in light of public comment about its record of lending to minorities and in predominantly minority communities.
The primary goal of HMDA
and HOEPA is to bring economically disadvantaged people and their local economies back into the mainstream.
The use of HMDA
data to find discrimination malefactors is likely to ensnare lenders analogous to the Equal Opportunity Bank precisely because of their reputations for fairness.
This year, QuestSoft added a streamlined submission routine that allows customers to submit their HMDA
and CRA reports to the Federal Reserve Board with just five clicks of a mouse.
Accuracy in a New HMDA
Data World: Best Practices for HMDA
Data Integrity Risk Management.