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Home Mortgage Disclosure Act |
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Home Mortgage Disclosure Act A federal law requiring lenders with federally related loans to report the number of mortgage loan applications and the number of actual mortgage loans in different parts of their service areas.The Act is designed to shed light on discriminatory practices and thereby eliminate them. Reports are available on the Web site of the Federal Financial Institutions Examination Council,www.ffiec.gov/hmda. How to thank TFD for its existence? Tell a friend about us, add a link to this page, add the site to iGoogle, or visit webmaster's page for free fun content. |
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| The new HMDA data accounts for all high-cost loans, regardless of the lenders' mix of offerings. A commenter alleged, based on 2003 HMDA data, that Associated Bank had low levels of home mortgage lending to LMI borrowers and on properties in LMI census tracts, and to minority borrowers and on properties in substantially minority census tracts, in the Milwaukee/ Waukesha Metropolitan Statistical Area ("Milwaukee MSA"). The time saved using QuestSoft's interface lets us finish the HMDA reporting process before most companies are done with their first pass. |
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