Guaranteed Renewable Policy

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Guaranteed Renewable Policy Insurance

A health insurance policy that the insurer is required to renew provided the policyholder pays premiums in a timely manner. Additionally, guaranteed renewable policies may only raise their premiums if premiums are raised on a whole class of policyholders; that is, insurers may not raise premiums on individual policyholders arbitrarily.

Guaranteed renewable policy. Your insurance company can't cancel a guaranteed renewable life insurance policy as long as you pay the premium on time.

With this type of policy, your payments can be increased only if they're raised for everyone with the same policy. Today, all newly issued policies are guaranteed renewable.

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