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Guaranteed Renewable Policy Insurance
(redirected from Guaranteed Renewable Contract)

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Guaranteed renewable policy insurance
A type of insurance policy that requires the insurer to renew the policy to an individual regardless of health changes. No changes may be made to an individual policyholder unless the same change is applied to all policyholders.

Guaranteed Renewable Policy Insurance
A health insurance policy that the insurer is required to renew provided the policyholder pays premiums in a timely manner. Additionally, guaranteed renewable policies may only raise their premiums if premiums are raised on a whole class of policyholders; that is, insurers may not raise premiums on individual policyholders arbitrarily.


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At age 65, both noncancellable and guaranteed renewable contracts enter a phase in which they become annually renewable and priced at attained-age rates, Magro said.
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