GIC financial definition of GIC. GIC finance term by the Free Online Dictionary.

GIC

Guaranteed Investment Contract

A pension plan purchased through a bank or an insurance company for a lump sum in which the principal is guaranteed by the issuer. One may receive payments from a GIC either in installments or as a lump sum after retirement. A GIC provides the pensioner with a small interest rate that is not guaranteed, but the fact that the principal is guaranteed makes it a relatively low-risk investment.

GIC

See guaranteed investment contract.

Guaranteed investment contract (GIC). A guaranteed investment contract, or GIC (pronounced gick), promises to preserve your principal and to provide a fixed rate of return when you begin to withdraw from the contract, typically after you retire.

You can invest in a GIC through a salary reduction plan, such as a 401(k) or 403(b) sponsored by your employer, provided that investment option is offered.

Because of their fixed rates, GICs are vulnerable to inflation. And you may have to pay a penalty if you decide to change from a GIC to a different investment.

Insurance companies that offer GICs assume the risk that the rate they earn on their investments will outperform the rates they've guaranteed on the GICs.

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Bullet Contract Bullet GIC Guaranteed Investment Contract Participating GIC	The ratings on GIC are constrained by high loan-to-value (LTV) ratios, strong reliance on short-term funding, rather high risks in its project investments and securities portfolios, and the somewhat illiquid nature of the majority of its project investments. GIC lowered to 'BBB-/A-3' on weakened stand-alone credit profile by CPI Financial 8% of the country's total cocoa exports with 5,000 tons, GIC PPLAC LTD, a company headquartered in Mutengene, near Douala, is planning to play a key role in the growing Cameroon cocoa industry. INTERVIEW: Emerging Cameroonian Cocoa Producer GIC PPLAC Plans Foray ... by FLEXNEWS Like many large institutional investors, GIC s portfolio had been impacted in the severe global downturn of 2008," said deputy chairman and executive director Tony Tan. Singapore s GIC says portfolio value lost over 20% by Times of Oman (Muscat, Oman)	Gestion de la dette Gestion de la deuda Gestion de riesgo Get Down to Brass Tacks Get Hit Get out Gewerkschaft Gewoon aandeel GF GG GGK GH Ghanaian Cedi Ghanaian Pound GHC ghetto Ghost Payroll Ghost Stock Ghosting GHS GI GI Bill GI loan Gibraltar Pound Gibson's Paradox GIC Gift gift causa mortis gift deed Gift Inter Vivos gift letter Gift of Equity Gift Splitting gift tax Gifting Phase Gilded Age Gilt Gilt Edged Bond Gilt Fund Gilt-Edged Securities Gilt-Edged Security Gilts Ginnie Mae Ginnie Mae Mutual Fund Ginnie Mae Pass Through Ginnie Mae Pass-Through Ginnie Mae Trust Giorno lavorativo GIP Girador Girata	Gibson, John Gibson, John Bannister Gibson, Josh Gibson, Mel Gibson, Mel Gibson, Paris Gibson, Randall Lee Gibson, William Gibson-Cooke Sweat Test Gibsonian Gibsons Gibsons Gibsons and District Public Library Gibsons Economic Development Partnership Gibsons Landing Business Association Gibsons Landing Harbour Authority Gibsons Paradox Gibsons Public Art Gallery Gibstaff GIBTM gibus gibus hat gibus hats gibuses GIBW GIBZ GIC GICA GICAC GICAT GICB GICC GICCC GICCS GICD GICDA GICDF GICDT GICE GICEC GICEL GICF GICG GICH GICHD GICHF Gichi Tanaka Gichigami Gichigami Gichner Shelter System GICI GICIA

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Bullet Contract
Bullet GIC
Guaranteed Investment Contract
Participating GIC

The ratings on GIC are constrained by high loan-to-value (LTV) ratios, strong reliance on short-term funding, rather high risks in its project investments and securities portfolios, and the somewhat illiquid nature of the majority of its project investments.

GIC lowered to 'BBB-/A-3' on weakened stand-alone credit profile by CPI Financial

8% of the country's total cocoa exports with 5,000 tons, GIC PPLAC LTD, a company headquartered in Mutengene, near Douala, is planning to play a key role in the growing Cameroon cocoa industry.

INTERVIEW: Emerging Cameroonian Cocoa Producer GIC PPLAC Plans Foray ... by FLEXNEWS

Like many large institutional investors, GIC s portfolio had been impacted in the severe global downturn of 2008," said deputy chairman and executive director Tony Tan.

Singapore s GIC says portfolio value lost over 20% by Times of Oman (Muscat, Oman)