Floater Insurance

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Floater Insurance

An insurance policy, or an addition to another insurance policy, that covers personal property deemed to be easily movable. That is, floater insurance reimburses the owner if easily movable property is lost, damaged, or destroyed. Examples of easily movable property include electronics, jewelry, and perhaps furniture. Floater insurance usually covers only the specific property named in the policy; for example one must purchase separate floater insurance policies for the couch, the love seat, and the dining room table.

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