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Financial Intermediary
(redirected from Financial intermediation)

   Also found in: Wikipedia 0.02 sec.
financial intermediary
A financial institution such as a commercial bank or thrift that facilitates the flow of funds from savers to borrowers. Financial intermediaries profit from the spread between the amount they pay for the funds and the rate they charge for the funds. Also called intermediary. See also intermediation.

Financial Intermediary
A financial institution that stands between counterparties in a transaction. For example, in the sale of a house, a bank usually serves as a financial intermediary by providing a mortgage to the homebuyer. In some non-traditional transactions, a bank may buy a product, such as corn, and immediately re-sell it for a profit to a third party. Most transactions requiring a loan to one of the parties include financial intermediaries. See also: Murabaha.


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Federal Reserve Governor Kevin Warsh on financial intermediation, June 5
They found a positive relationship between long-run growth and financial intermediation except in the case of a panel of Latin American countries.
Only banks with a developed trading portfolio capability are in the position to remove credit risk of non-investment grade loans from their loan books as a result of this disparity between the regulatory regime and the economics of financial intermediation governing the benefits from loan business.
 
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