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Fair and Accurate Credit Transaction Act of 2003

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Fair and Accurate Credit Transaction Act of 2003
Legislation in the United States requiring the three major credit reporting agencies to disclose an individual's credit reports to that individual once per year for free. One may request a free report through a website or telephone number managed by the three agencies, Experian, Equifax, and TransUnion, in cooperation with the Federal Trade Commission. The Act contains provisions making identity theft more difficult. See also: Fair Credit Reporting Act.


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as amended by the Fair and Accurate Credit Transaction Act of 2003 (FACTA) specifically provides for corporations to investigate any noncompliance with pre-existing employer policies and procedures, or with federal, state, or local laws or regulations.
by highlighting the success story of Operation HOPE client Shonelle Blake, as he signed the Fair and Accurate Credit Transaction Act of 2003 into law.
 
 
 
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