Equity-Indexed Annuities financial definition of Equity-Indexed Annuities. Equity-Indexed Annuities finance term by the Free Online Dictionary.

Equity-Indexed Annuity

An annuity with an interest rate linked to the performance of an equity index. Most annuities pay the interest rate stated in the contract, but an equity-indexed annuity pays a minimum interest rate, with the possibility of a higher rate depending on the performance of the relevant stock or equity index. Each plan uses a different methodology in determining how the higher interest rate is calculated. Common features in its calculation include a participation rate, which determines how much of the annuity is linked to the index, and the rate cap, which sets a maximum interest rate on some plans. Many equity-index annuities use the Standard & Poor's 500 Composite Stock Price Index (S&P 500) as their benchmark.

equity-indexed annuity

A contract with an insurance company that promises periodic payments keyed in a specified manner to a stock market index. Unlike variable annuities, equity-indexed annuities specify a guaranteed minimum return that is typically 3%. These contracts may also specify an upper limit (cap) on the return that is paid. Indexing methods vary, and surrender charges often apply to early withdrawals.

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No references found			Insurance agents selling equity-indexed annuities get up to 13% commissions Equity-Linked Certificate of Deposits by Lynn Stewart / Finance and Investment community Bipartisan legislation would reverse a Securities and Exchange Commission decision to regulate equity-indexed annuities as securities. House bill would reverse SEC on annuities by Carr, Sean P. / Best's Review Examples include real estate and inflation-protected securities (good) and leveraged funds and equity-indexed annuities (ugly). The only guide to alternative investments you'll ever need; the good, ... by Reference & Research Book News			Equity injection Equity Kicker Equity Linked Foreign Exchange Option equity loan Equity Market Equity Market Capitalization Equity Market Neutral equity method Equity Multiplier Equity Note equity of redemption Equity Option Equity Options equity participation Equity Participation Loan equity REIT Equity Risk Premium Equity Security equity sharing loan equity stripping Equity Swap Equity Unit Investment Trust Equity Warrant Equity Withdrawal equity yield rate Equity-Indexed Annuities Equity-Indexed Annuity Equity-Linked Eurobond Equity-Linked Eurobonds Equity-Linked Policies Equity-Linked Policy Equityholders Equivalencia Equivalencia de rendimiento Equivalent Annual Annuity Equivalent annual benefit Equivalent Annual Cash Flow Equivalent Annual Cost Equivalent Bond Yield Equivalent loan Equivalent Taxable Yield Equivalente di azioni ordinarie Equivalentes de acciones ordinarias Equivalentes de caja Equivolume ER Erasure Guarantee Erfenis Erflater ERISA Eritrean Nakfa			equity sharing loan Equity skimming Equity Stock Equity Stock Equity Stock Equity Stock Equity Stock Equity stripping Equity Subordinated Debentures Equity suffers not a right without a remedy Equity swap Equity swaps Equity Take Out Equity Transfer Trust Equity Turnover Equity Unit Investment Trust Equity Unit Investment Trusts Equity Venture Capital Activity equity warrant Equity Warrants Equity Withdrawal Equity Withdrawals equity yield rate Equity's darling Equity's darling Equity's darling Equity, Diversity and Affirmative Action Administration Equity-Based Compensation Equity-Before-Tax Cash Flow Equity-Focused Health Impact Assessment Equity-Indexed Annuities Equity-indexed annuity Equity-Linked Eurobond Equity-linked Eurobonds Equity-Linked Foreign Exchange Option Equity-Linked Foreign Exchange Options Equity-linked policies Equity-linked policies Equity-Linked Policy Equity-Linked Policy Equity-Linked Saving Scheme Equityholders Equiv equiv. equivalence equivalence equivalence equivalence Equivalence class equivalence class partitioning Equivalence class representative Equivalence Class Unification Equivalence classes equivalence element equivalence gate equivalence law of ordered sampling Equivalence of inertial frames Equivalence of Input Equivalence partition Equivalence partitioning

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Equity-Indexed Annuity
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