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equity loan

   Also found in: Acronyms, Wikipedia 0.02 sec.
equity loan

A line of credit secured by the equity in the borrower's home.It is open ended,meaning the borrower may take advances, pay down the line to reestablish it, and then take advances against it as needed; usually renewed on an annual basis, with adjustable interest rates tied to the lender's prime rate.(Often called a HELOC—home equity line of credit.)



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In The Insider's Guide To Home Equity Borrowing he draws upon his years of experience and expertise to show the reader in great and comprehensive detail just how to determine the best home equity lender for them, how to successfully negotiate the best terms for a home equity loan, and how to get their home equity loan application quickly approved by the lender.
Once the deed to the home is officially transferred to your name (an estate planning attorney can help), this would be an excellent time to take out a home equity loan for a modest amount, say $50,000, on a property appraised at $150,000.
Reduce Monthly Debt Payments with a New Home Equity Loan or Refinance Loan
 
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