Employer's Liability Insurance


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Employer's Liability Insurance

Insurance that protects an employer from damages from a lawsuit resulting from an injury due to the employer's negligence. It does not cover lawsuits resulting from discrimination, wrongful dismissal and so forth. Employer's liability insurance is required in some jurisdictions and may be rolled in with a worker's compensation policy.
References in periodicals archive ?
Mr Williams said: ``There are several hundred firms which we can identify that have either gone out of business, can't afford insurance or, I'm sorry to say, may be trading without employer's liability insurance as we speak.
He added that employer's liability insurance was a ``particularly hazardous'' business for insurance companies.
West Midlands-based firms have complained that the soaring cost of employer's liability insurance is putting their businesses at risk.
According to the research, 94pc of small and medium sized businesses are worried that employer's liability insurance premiums will rise again this year, raising fears that many small firms will be put out of business.
Employer's liability insurance is compulsory and has been since 1972.
The talks follow claims that soaring employer's liability insurance premiums are threatening many small and medium businesses in 'high risk' sectors such as building, transport maintenance and mining.
Today's talks follow claims that soaring employer's liability insurance premiums are threatening many small and medium businesses in 'high risk' sectors such as building, transport maintenance and mining.
Flint Group's Willstaett, Germany site has received the Employer's Liability Insurance Association Work-Safety-Health 2012 award for the chemical industry in Germany.
Mr Maddocks, of Irwin Mitchell, said Mr Bradshaw's case was an example of why the Government must continue with its plans to set up an Employer's Liability Insurance Bureau.
Is there a minimum amount of employer's liability insurance that must be taken out?
Employers would need to check the terms of their employer's liability insurance policy since many existing policies will not cover claims made under the Act.
Public and employer's liability insurance is essential to cover them in case of trips or falls.

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