Employer's Liability Insurance

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Employer's Liability Insurance

Insurance that protects an employer from damages from a lawsuit resulting from an injury due to the employer's negligence. It does not cover lawsuits resulting from discrimination, wrongful dismissal and so forth. Employer's liability insurance is required in some jurisdictions and may be rolled in with a worker's compensation policy.
References in periodicals archive ?
The High Court originally ruled that the employer's liability policies that should respond to claims are those that were in force at the time of exposure to the harmful cancer causing materials and not those that were in place when the disease actually manifests, often some 30 to 40 years later.
This report provides extensive coverage of the employer's liability, professional indemnity and directors and officers markets.
However, the elimination of this duty to withhold will substantially reduce the employer's liability.
Mr Williams said: ``There are several hundred firms which we can identify that have either gone out of business, can't afford insurance or, I'm sorry to say, may be trading without employer's liability insurance as we speak.
46) The Court did not intend the categories to determine an employer's liability for discrimination by employees.
Assess the effect of the government's assumption of early retiree costs--especially on your client's or employer's liability under Financial Accounting Standards Board Statement no.
2 The analysis of "two-part liability" argues that, in addition to an employer's liability to the worker for optimal compensation, liability to the state (or payment of a fine) will be necessary to create optimal prevention incentives to employers (see Spence, 1977, and Danzon, 1987, for details.
The law was expanded in 1986 to allow for virtually any commercial liability coverage except worker's compensation and employer's liability to be written by a Risk Retention Group.
Is there a minimum amount of employer's liability insurance that must be taken out?
Last year there were more than 105,000 Employer's Liability personal injury claims.
International coverage, including property, general liability, foreign voluntary workers' compensation, employer's liability and kidnap and extortion, is available through International Advantage, an ACE American insurance policy.
3121(q) precludes the use of an aggregate estimate, specifying that "wages" include tips, but only those received by an employee in the course of his or her employment, with emphasis on the employer's liability for each individual employee's tips, not on total employee tips.

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