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Elimination period |
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Elimination period. If you have disability insurance or long-term care insurance, there's a waiting period, called the elimination period, from the time you become disabled, or are certified in need of long-term care, and when you begin receiving benefits. You often have a choice of elimination periods -- such as 30, 60, or 90 days -- when you purchase the insurance, though sometimes the payment gap is dictated by the terms of the policy. In general, the shorter the elimination period the higher the premiums will be for comparable coverage. How to thank TFD for its existence? Tell a friend about us, add a link to this page, add the site to iGoogle, or visit webmaster's page for free fun content. |
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Accessing policy benefits faster at home is now possible with a waiver of the home healthcare elimination period. 45 $975 $780 $877 $682 55 $1,352 $1,081 $1,216 $946 65 $2,561 $2,048 $2,304 $1,792 Individuals receive six years of benefit payments, inflation protection of 5% increases per year and 100-day elimination period. The elimination period (the waiting time before benefits begin) ranges from zero to 365 (or even 730) days and usually applies only once during the insured's lifetime. |
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