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Effective margin

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Effective margin (EM)
Used with SAT performance measures, the amount equal to the net earned spread, or margin of income, on assets in excess of financing costs for a given interest rate and prepayment rate scenario.


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We were able to offset the effects of the lower volumes and higher vehicle fuel and bad debt expense through operating expense control and effective margin management while maintaining competitive prices.
The Contract Manufacturing division provides an excellent example of the Company's effective margin protection strategies at work.
The combined benefit of effective margin and cost management translated into strong earnings growth with an adjusted EBITDA margin of 12.
 
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