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Earnings Multiplier

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Earnings Multiplier
The estimated price-earnings ratio adjusted for the current level of interest rates.

Notes:
This is yet another variation on the P/E ratio.


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The Guaranteed Earnings Multiplier is intended to offset tax on the annuity's death benefit.
The Guaranteed Earnings Multiplier is an optional death benefit rider designed to help a beneficiary offset possible tax obligations upon the owner's death.
The Guaranteed Earnings Multiplier (GEM) is an optional death benefit rider designed to help a beneficiary offset possible tax obligations upon the owner's death.
 
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