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Dual banking |
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Dual banking Describes United States custom in which a bank is chartered by the state or federal government. |
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| Under the dual banking system, they can select to be chartered and regulated by either the federal government or by an individual state, depending upon the market to which they are targeting their products. Action to alter these responsibilities would be contrary to the deliberate steps that the Congress has taken to ensure a proper balance in the regulation of this nation's dual banking system. The "optional federal charter" structure mirrors the successful dual banking system and would provide a more uniform, efficient regulatory environment. |
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Dual banking
