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Depository institution |
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Depository institution A financial institution that obtains its funds mainly through deposits from the public. This includes commercial banks, savings and loan associations, savings banks and credit unions. How to thank TFD for its existence? Tell a friend about us, add a link to this page, add the site to iGoogle, or visit webmaster's page for free fun content. |
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All depository institutions must hold a percentage of certain types of deposits as reserves in the form of vault cash, as a deposit in a Federal Reserve Bank, or as a deposit in a pass-through account at a correspondent institution. The disclosures include informing the consumer that the insurance product or annuity is not insured by the FDIC or any other agency of the United States, the institution or an affiliate; the insurance product or annuity is not a deposit or other obligation of, or guaranteed by, the depository institution or its affiliate, and if the insurance product or annuity involves an investment risk, consumers must be told there is a risk and informed of the possible loss of value. A total of 600 Los Angeles County depository institution jobs evaporated in February 1994, the most recent month for which figures are available, according to the EDD. |
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