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Deposit Insurance

   Also found in: Wikipedia 0.01 sec.
Deposit insurance

Deposit Insurance
A guarantee by some organization that funds in a bank deposit will be available to the account holder. That is, if the bank becomes insolvent, insured deposits are safe and depositors will be able to access them. Deposit insurance is made by a government-sponsored organization such as the FDIC. Deposit insurance exists in order to reduce pressures that might result in bank runs.


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BankBlackwell, which hopes to be the first African American-owned Internet bank, received deposit insurance approval from the Federal Deposit Insurance Corp.
House of Representatives "voted 408-18 to pass the Federal Deposit Insurance Reform Act of 2002," reported the Birmingham Business Journal for May 22nd.
The bank offers MarketPath, a certificate of deposit insured by the Federal Deposit Insurance Corp.
 
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