DSCR


Also found in: Acronyms.

DSCR

Debt-Service Coverage Ratio

1. In investment real estate, the ratio of annual net operating income on a piece of investment property to its annual debt service. Banks use the DSCR to help determine whether to make or refinance loans for investment property. A DSCR equal to or greater than 1 indicates that the debtor is able to service the debt on the income from the investment property. In personal finance, banks usually require a DSCR of at least 1 to make such a loan, while they generally expect a ratio of 1.2 for commercial projects.

2. In government finance, the ratio of annual export earnings to its annual debt service on external debt.
References in periodicals archive ?
Since 1999, SSA long-term contracts have also resulted in DSCR inventory savings of $72.
For example, suppliers become better educated on the procurement regulations to which DSCR must adhere.
DSCR has been a consistent and dependable supplier of quality goods and services to those defending freedom around the world since it was activated in 1942.
7%) was 75% occupied at YE 2005, and had a YE 2005 Fitch stressed DSCR of 3.
0%) has increased to 93% from 89% at issuance, and the Fitch stressed DSCR at YE 2005 was 1.
Located in a suburb of Tampa, Florida, the property has experienced a 27% decline in NCF since issuance and a decline in Fitch DSCR to 1.
The DSCR for the loans are calculated using the borrower-reported net operating income and a stressed debt service based on the current loan balance and a hypothetical mortgage constant.
The YE 2004 Fitch-stressed DSCR has slightly increased to 1.
While Fitch projects DSCRs could average approximately 4.
Zero dispatch and reduced availability assumptions insignificantly affect DSCRs while natural gas prices are immaterial to financial performance unless PE fails to attain heat rate levels that are easily achievable.
The average reduction in DSCRs relative to the Fitch base case is 0.
The remaining six credit assessed loans have YE 2004 Fitch DSCRs and current occupancies that are stable or improved compared to issuance.