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Credit scoring

   Also found in: Wikipedia 0.04 sec.
Credit scoring
A statistical technique that combines several financial characteristics to form a single score to represent a customer's creditworthiness.


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Credit scoring systems that automate the underwriting of non-traditional credit files are available today but not widely used across the industry.
Who loses because of a ban on credit scoring in auto risk rating?
com, credit scoring models may use the following formula to calculate your score: the total amount of debt on credit cards and revolving accounts divided by the total amount of available credit on those accounts.
 
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