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credit reporting agency

   Also found in: Acronyms, Encyclopedia, Wikipedia 0.02 sec.
credit reporting agency (CRA)

An organization that maintains credit history information and sells reports and scores to authorized credit grantors. Regulated by the Federal Trade Commission under the requirements of the Fair Credit Reporting Act.



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If the stolen laptop contains unencrypted Social Security numbers, inform your client on how to report the potential loss of confidential information to a credit reporting agency, such as Equifax, Experian or TransUnion.
These payment histories are not reported directly to a credit reporting agency and therefore would need additional documentation to support them, such as a letter from your landlord stating that you have paid your rent on time for a period of a year or more.
Murkey used infomercials, newspaper ads and other means to attract consumers with bad credit, then caused false and misleading statements to be made to the credit reporting agency Trans Union about his clients' credit histories, the prosecutor said.
 
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