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Credit Bureau
(redirected from Credit bureaus)

    Also found in: Legal, Encyclopedia, Wikipedia 0.46 sec.
Credit Bureau
An agency that researches and collects individual credit information and sells it for a fee to creditors so they can make a decision on granting loans. Typical clients include banks, mortgage lenders, credit card companies and other financing companies. Also commonly referred to as consumer reporting agency or credit reporting agency.

Notes:
A credit bureau doesn't decide whether an individual qualifies for credit or not. It only collects information that it considers relevant to a person's credit history and habits.
The three main credit bureaus in the United States are Equifax, Experian and Trans Union.

Credit bureau
An agency that researches the credit history of consumers so that creditors can make decisions about granting of loans.
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Personal advocates will assist affected customers with filing police reports, placing fraud alerts with the three major credit bureaus, creating fraud-victim affidavits, notifying governmental agencies, preparing all documents and phone calls to notify creditors, and several other tasks.
MetLife adds ID theft service by Panko, Ron / Best's Review
Make sure you have documentation and alert credit bureaus if you don't get a resolution.
Credit checkup: five things you need to know now by Sykes, Tanisha A. / Black Enterprise
Order a copy of your credit report each year from one of the national credit bureaus and review it closely for any questionable entries.
Identity theft: now society's fastest growing crime by Green, Gary / Real Estate Weekly
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