Notice of the consumer's right to dispute with the consumer reporting agency
the accuracy or completeness of the report
FRAUD ALERT: essentially means a statement in a consumer's file at a consumer reporting agency
, that will notify prospective users of a consumer report that the consumer may be a victim of fraud, including identity theft.
Section 603(f) the FCRA defines a consumer reporting agency
as "any entity which for monetary fees, dues, or on a cooperative nonprofit basis regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers.
The consumer reporting agency
will require verification that disclosures have been made and written consent has been received prior to producing a consumer report.
The employer must then obtain written authorization from the applicant or employee before allowing the consumer reporting agency
to compile the report.
NCTUE is a consumer reporting agency
consisting of approximately 70 utility, telecommunication and pay TV providers.
Imagination Technologies/FRS credits its continued growth to the great relationships it has with its 200+ Consumer Reporting Agency
(CRA) clients as well as excellent partnerships with the leading information providers in the background screening industry.
Further, as a nationwide consumer reporting agency
, we intend to participate on www.
Our experience in the United States as the largest consumer reporting agency
serving the non-traditional credit markets coupled with our technical expertise has enabled us to develop a specialist solution to meet this need in the UK.
com), for example, is a nationwide specialty consumer reporting agency
that collects and reports information regarding insurance claims, employment, and tenant history.
A "consumer report" is any "written, oral or other communication of any information by a consumer reporting agency
bearing on a consumer's credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living which is used or expected to be used or collected in whole or in part for the purpose of serving as a factor" in a consumer's eligibility for credit or insurance or for employment purposes.
FCRA defines a consumer reporting agency
as "any person which for monetary fees, dues or on cooperative nonprofit basis regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information for the purpose of furnishing consumer reports to third parties.