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Liability
(redirected from Civil liability)

   Also found in: Medical, Legal, Encyclopedia, Wikipedia, Hutchinson 0.10 sec.
Liability
A financial obligation, or the cash outlay that must be made at a specific time to satisfy the contractual terms of such an obligation.

liability
An obligation to pay an amount in money, goods, or services to another party. The balance sheet lists the liabilities. Also called debt. Compare asset. See also contingent liability, current liability.

Liability. In personal finance, liabilities are the amounts you owe to creditors, or the people and organizations that lend you money. Typical liabilities include your mortgage, car and educational loans, and credit card debt.

When you figure your net worth, you subtract your liabilities, or what you owe, from your assets. The result is your net worth, or the cash value of what you own.

In business, liabilities refer to money a company owes its creditors and any claims against its assets.



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``Employment cases represent the largest risk factor -- as far as verdicts or payouts,'' said Gary Geuss, chief assistant city attorney in the Civil Liability Management Group.
People who use the services of unlicensed contractors expose themselves to civil liability under their homeowners' policies if contractors or their employees are injured on the job.
 
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