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COFI

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11th District Cost of Funds Index
An index of the interest rates paid on checking accounts and savings accounts in Arizona, California, and Nevada. This index measures the cost of funds for banks and some other financial institutions in the western United States; that is, the 11th District COFI measures what banks must pay to those who would offer them funding for their lending and other operations. The 11th District COFI is published on a monthly basis and is considered a lagging indicator of prevailing interest rates in the west.

COFI

See cost of funds index.


COFI

Cost-of-Funds Index, one of many interest rate indexes used to determine interest rate adjustments on an adjustable rate mortgage.

See Adjustable Rate Mortgage (ARM)/ARM Rate Indexes.



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The COFI is computed from the actual interest expense reported for a given month by the Arizona, California, and Nevada savings institutions members of the Federal Home Loan Bank of San Francisco that satisfy the Bank's criteria for inclusion in the COFI ("COFI Reporting Members").
The COFI is computed from the actual interest expense reported for a given month by the Arizona, California, and Nevada savings institutions members of the Federal Home Loan Bank of San Francisco that satisfy the Bank's criteria for inclusion in the COFI ("COFI Reporting Members").
The COFI is computed from the actual interest expense reported for a given month by the Arizona, California, and Nevada savings institutions members of the Federal Home Loan Bank of San Francisco that satisfy the Bank's criteria for inclusion in the COFI ("COFI Reporting Members").
 
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