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CD (1)

CD (2)

The two-character ISO 3166 country code for CONGO, THE DEMOCRATIC REPUBLIC OF.

Certificate of Deposit

A deposit at a bank or other financial institution that has a fixed return (usually via an interest rate) and a set maturity. The depositor does not have access to the funds in a certificate of deposit until maturity; in exchange, he/she is usually entitled to a higher interest rate. CDs are insured by the FDIC up to a certain amount and as such are a way to increase return for no extra risk. See also: Demand deposit, Real estate certificate of deposit, Negotiable certificate of deposit.


Certificate of deposit (CD).

CDs are time deposits. When you purchase a CD from a bank, up to $100,000 is insured by the Federal Deposit Insurance Corporation (FDIC).

You generally earn compound interest at a fixed rate, which is determined by the current interest rate and the CD's term, which can range from a week to five years.

However, rates can vary significantly from bank to bank. You usually face a penalty if you withdraw funds before your CD matures, often equal to the interest that has accrued up to the time you make the withdrawal.


See certificate of deposit.
References in periodicals archive ?
Because many applications in the entertainment and education/training categories require real-time activity, CD-I incorporates a microprocessor (Motorola 68000) and an operating system called the Compact Disc Real Time Operating System (CD-RTOS).
Because of the presence of the operating software (operating system and applications) on the disc, CD-I is not a peripheral like CD-ROM, but rather a self-contained system like CD-DA.
producer of CD-I titles, fulfilling a function analogous to a major record label in the music recording industry.
By September 1988 they demonstrated a CD-I system capable of rather low-resolution, quarter-screen, full-motion video.
People in the CD-I industry-coming from the areas of film, print publishing, audio, and computer software-will be the ones to make the breakthroughs.