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CD (1)

CD (2)

The two-character ISO 3166 country code for CONGO, THE DEMOCRATIC REPUBLIC OF.

Certificate of Deposit

A deposit at a bank or other financial institution that has a fixed return (usually via an interest rate) and a set maturity. The depositor does not have access to the funds in a certificate of deposit until maturity; in exchange, he/she is usually entitled to a higher interest rate. CDs are insured by the FDIC up to a certain amount and as such are a way to increase return for no extra risk. See also: Demand deposit, Real estate certificate of deposit, Negotiable certificate of deposit.


Certificate of deposit (CD).

CDs are time deposits. When you purchase a CD from a bank, up to $100,000 is insured by the Federal Deposit Insurance Corporation (FDIC).

You generally earn compound interest at a fixed rate, which is determined by the current interest rate and the CD's term, which can range from a week to five years.

However, rates can vary significantly from bank to bank. You usually face a penalty if you withdraw funds before your CD matures, often equal to the interest that has accrued up to the time you make the withdrawal.


See certificate of deposit.
References in periodicals archive ?
BLUWAVS MUSIC offers for the first time a convenient way to download and play or instantly stream virtually any album in their original CD quality on any device.
MediaMall offers storage and delivers high-quality video and audio from the edge of the network, providing instantaneous access to TV and CD quality streaming media.
Liquid Audio's merchant software and services helps leading online retailers integrate CD quality downloads and promotional content, providing additional revenue streams by using our RIFFS technology," said Matt Smith, vice president of product marketing at Liquid Audio.
Konka's 32-inch HDTV supports all 18 NTSC approved broadcast signals and brings you CD quality sound.