Is there bodily injury coverage
available to the insured driver or passenger?
Tenders are invited for Contract for actuarial consulting services to provide a draft and final report documenting its comprehensive study on the effect of HB 119 and the potential impact to Floridians if the personal injury protection coverage requirements were repealed and replaced with varying levels of bodily injury coverage
, or if the current requirements to purchase auto insurance were completely repealed.
Many industry and consumer groups recommend motorists carry $100,000 in bodily injury coverage
per person and $300,000 per accident.
Uninsured boaters' coverage available: Yes (limit matches bodily injury coverage
This means that every exclusion under Coverage A that precludes bodily injury coverage
also applies to medical payments coverage.
In addition, insurance companies are legally bound to offer the following optional coverage areas: additional bodily injury coverage
, property damage coverage, collision, personal injury protection, and uninsured/underinsured motorist protection coverage.
Plow operators had carried different levels of coverage through the years but were recently told they should have bodily injury coverage
of $1 million per person, $1 million for each occurrence and $2 million aggregate.
It offers enhanced bodily injury coverage
for claims resulting from the following managed care exposures: benefit denial or delay, managed care provider selection, and plaintiff's legal expenses.