Bodily Injury Coverage


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Bodily Injury Coverage

An insurance policy purchased in conjunction with car insurance that provides coverage in the event of serious injury as the result of an automobile crash. Bodily injury coverage pays for medical bills of all persons injured up to a certain limit. Usually each person has an individual limit (e.g. $25,000) and the event causing the injuries has a total limit (e.g. $50,000).
References in periodicals archive ?
Typically when people refer to uninsured motorist, they're referring to uninsured motorist bodily injury coverage (also known as UM or UMBI).
Many industry and consumer groups recommend motorists carry $100,000 in bodily injury coverage per person and $300,000 per accident.
If repeal, should the industry support replacing it with mandatory bodily injury coverage, an idea also supported by the trial bar?
Uninsured boaters' coverage available: Yes (limit matches bodily injury coverage limit).
In addition, insurance companies are legally bound to offer the following optional coverage areas: additional bodily injury coverage, property damage coverage, collision, personal injury protection, and uninsured/underinsured motorist protection coverage.
Plow operators had carried different levels of coverage through the years but were recently told they should have bodily injury coverage of $1 million per person, $1 million for each occurrence and $2 million aggregate.
It offers enhanced bodily injury coverage for claims resulting from the following managed care exposures: benefit denial or delay, managed care provider selection, and plaintiff's legal expenses.
Even liability car insurance can provide bodily injury coverage and a collision car insurance plan can pay benefits in case the vehicle is stolen.