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Blanket Mortgage

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Blanket Mortgage
A mortgage that covers at least two pieces of real estate as collateral for the same mortgage.

Blanket Mortgage
A single mortgage used to buy more than one piece of property. The multiple properties serve as collateral for the blanket mortgage, but they may be sold individually. Real estate developers may use blanket mortgages to consolidate the borrowing necessary to buy properties for their businesses. In addition to paying for the properties underlying the mortgage, a real estate developer may use a blanket mortgage to cover the cost of developing the property.


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If outsourcing is not a viable option and the financial institution does not wish to track hazard insurance, another coverage option is the blanket mortgage hazard policy.
Blanket mortgages frequently ore incurred by subdividers or developers who hove purchased a single tract of land for the purpose of dividing it into smaller parcels for sale or development.
A $205,000 new blanket mortgage loan for two lots on West
 
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