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Bi-Weekly Mortgage Loan
(redirected from Biweekly Mortgages)

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Bi-weekly mortgage loan
A mortgage loan on which interest and principal payments are made every half-month (total of 26 payments) as opposed to monthly payments. This results in earlier loan retirement.

Bi-Weekly Mortgage Loan
A mortgage in which the property buyer makes payments every two weeks instead of once per month. Both payments could apply to principal and interest, or one of the payments could pay down the principal exclusively. Because of the extra payment, a bi-weekly mortgage is repaid faster, which saves the buyer additional interest payments. It is, however, more expensive in the short and medium terms; the bank may also charge extra fees for changing the payments to a bi-weekly structure.


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There are four types of fixed rate mortgages, the first being 30 year fixed rate mortgages, the second being 15 year fixed rate mortgages, the third being biweekly mortgages and the last, "convertible" Mortgages.
In Marine Bank's mortgage loan department, the following types of loans are offered: construction loans, interim financing, fixed-rate mortgages (with terms from 10 to 30 years), adjustable-rate mortgages, balloon loans, biweekly mortgages, FHA/VA loans and community homebuyer programs (such as state housing development authority loan programs).
Mortgage cycling allows a homeowner to build up 10 times faster then biweekly mortgages and allows you to pay of your 30 year mortgage in 10 years or less.
 
 
 
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