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discharge in bankruptcy
(redirected from Bankruptcy discharge)

   Also found in: Legal, Wikipedia 0.02 sec.
Discharge in Bankruptcy
The act of a bankruptcy court forgiving the debt of the person or company that has filed for bankruptcy. A discharge in bankruptcy means that the creditors have received as much as they are going to receive and that they no longer have the right to attempt to collect on debts.

discharge in bankruptcy
The release of a debtor from the payment of any and all debts except those specifically approved by a bankruptcy court.


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BAP '05 Section 312(1) also extends the period that a debtor who has previously obtained a bankruptcy discharge must wait before being eligible to obtain another, from six years to eight.
Before filing for bankruptcy, consumers are required to complete a pre-filing counseling session; and before receiving a bankruptcy discharge, debtors are required to complete "an instructional course concerning personal financial management.
Thus, if a guarantor wishes to make a claim against a principal debtor, he or she has to do so before a bankruptcy discharge.
 
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