Bank regulation

(redirected from Banking regulation)

Bank regulation

The formulation and issuance by authorized agencies of specific rules or regulations, under governing law, for the conduct and structure of banking.

Bank Regulation

The laws and bureaucratic rules governing banking. Banks have regulations at the federal, state, and sometimes local levels. Examples of bank regulations include capital requirements and limits on interest rates. Member banks of the Federal Reserve are subject to further regulations, such as the requirement to buy stock in the Federal Reserve System. Proponents of bank regulations state that they help maintain consumer confidence in banking, which in turn helps keep the economy running smoothly. Critics maintain that most bank regulations create market distortions and hamper economic growth. Perhaps predictably, these two groups disagree on whether too little or too much bank regulation caused the credit crunch of the mid and late 2000s and the subsequent recession.
References in periodicals archive ?
Prof Capie has studied bank regulation over many years and will contend that we can learn much from the history of banking regulation in the UK.
Macedonia is one of the many countries across the world that has not revealed these data in accordance to the banking regulation and the regulation on work with securities.
Britain and the rest of Europe were singled out as countries where these views on banking regulation are most prominent.
Number second it shouldn't be exploited and this is why Banking Regulation Act says that banks need to serve the public goods.
Cao (advisor, Research Department, Norges Bank, Norway) reviews economic theories of system risks in the financial market and subjects in the discussions of building the macroprudential framework for future banking regulation to offer a better understanding of financial stability concerns.
October 06 2011 (TUR) -- Turkish banks' profit was down 15 percent year-on-year in August 2011, the Banking Regulation & Supervision Agency (BDDK) said on Thursday.
He believed light-touch banking regulation would help Scotland emulate countries in his so-called "arc of prosperity" including Ireland and Iceland.
The banks were one of the contributing factors in the crises, but before the 1997 general election, the Bank of England was in charge of banking regulation.
Abu Dhabi: The UAE Central Bank said yesterday it has signed a Memorandum of Understanding (MoU) with the Banking Regulation and Supervision Agency of Turkey on Tuesday, regarding supervisory cooperation and exchange of information.
Thus, an examination of how changes in banking regulation affect changes in banking-system characteristics will have to wait until these data are constructed.
The trouble is, the man at whom Mr Lambert's recent attack on the banking regulation system was aimed will probably ignore it.