Bank regulation

(redirected from Banking Supervision)

Bank regulation

The formulation and issuance by authorized agencies of specific rules or regulations, under governing law, for the conduct and structure of banking.

Bank Regulation

The laws and bureaucratic rules governing banking. Banks have regulations at the federal, state, and sometimes local levels. Examples of bank regulations include capital requirements and limits on interest rates. Member banks of the Federal Reserve are subject to further regulations, such as the requirement to buy stock in the Federal Reserve System. Proponents of bank regulations state that they help maintain consumer confidence in banking, which in turn helps keep the economy running smoothly. Critics maintain that most bank regulations create market distortions and hamper economic growth. Perhaps predictably, these two groups disagree on whether too little or too much bank regulation caused the credit crunch of the mid and late 2000s and the subsequent recession.
References in periodicals archive ?
Saeed Abdulla Al Hamiz, Assistant Governor for Banking Supervision signed the MoU on behalf of Central Bank of the UAE and Meena Hemchandra, the Executive Director signed on behalf of the Reserve Bank of India, a press release issued by the Central Bank of the UAE said on Monday.
Global Banking News-October 7, 2015--Bulgarian central bank adopts plans to reform banking supervision
Bulgariaas central bank BNB on Monday adopted a plan for reforming its banking supervision activities which takes into account the conclusions made by the International Monetary Fund, the World Bank and the countryas Audit Office.
Al-Hashel, today stated that there had been an Exchange of Letters between the CBK and the China Banking Regulatory Commission (CBRC) for mutual cooperation in the field of banking supervision within the framework of guidelines and recommendations promoted by the Basel Committee on Banking Supervision (BCBS), and for the exchange of information on banking matters between the State of Kuwait and the People's Republic of China.
Al-Hashel said here on Saturday that there had been an Exchange of Letters between the CBK and the China Banking Regulatory Commission (CBRC) for mutual cooperation in the field of banking supervision within the framework of guidelines and recommendations promoted by the Basel Committee on Banking Supervision (BCBS), and for the exchange of information on banking matters between the State of Kuwait and the People's Republic of China.
The consultation documents, comprising the draft regulation, an explanatory note, and a Q&A note, are published in the Banking Supervision section of the ECB s website.
The Qatar Finance and Business Academy (QFBA) has said it is currently managing the regulatory and supervision training diploma that was specially designed for Qatar Central Bank (QCB) employees working in banking supervision and control departments.
Summary: ABU DHABI -- UAE Central Bank Governor Sultan bin Nasser Al Suwaidi has stressed the need to strengthen banking supervision in order to tackle the systemic risk in domestic systematically important banks, or D-SIBs, and other financial institutions.
The German Federal Bank intends to provide consultations in banking supervision and all other directions, said Technical Central Bank Cooperation Director Jurgen Sterlepper.
One of the Core Principles of Effective Banking Supervision issued by the Basel Committee on Banking Supervision also necessitates consolidated supervision of banks, covering all risks, whether they are carried on their own books or on the books of associates.
But a potentially problematic approach Particular attention Next steps The envisaged EU banking supervision rules must be of good quality and provide for accountability.
CBB Director of Retail Banking Supervision Directorate Yousif Hassan delivered a keynote speech in the opening session through which he highlighted the regulatory role in the Implementation of Liquidity Risk Management and (ICAAP) According to Basel III Requirements, he was followed by Mr.