The solutions offered by respectively the bank giro system and the postal giro system throughout the 1970s and 1980s were rather impractical.
Firms which had a bank account had the option of using bank giros.
The Payment Systems Committee's thorough reviews of and advice concerning consumer-related payment system issues such as the cheque system, the wage account scheme (6), debit and credit cards, postal giros and bank giros, cost and revenue conditions and the pricing of payment services played an important role in the further development of the Norwegian payment system throughout the 1980s.
Norges Bank also proposed coordination of the EFTPOS (8) systems and the ATMs systems of the postal service and the banks, of postal and bank giros, and the introduction of fees for payment transfers which reflected costs more accurately.
Jan-Erik Enestam, the Finnish Nordic cooperation minister, has expressed concern over the high and varying fees charged by the banks for bank giro
services and has said that he will bring up the issue with his Nordic colleagues.