Bank Examination


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Bank Examination

A regular inspection performed by a regulator on a bank. An examination evaluates the number and quality of loans a bank makes, the quality of the bank's other assets and its compliance with regulation. An examination helps determine the stability and solvency of the bank in question. It often involves personal visits by examiners to the bank.
References in periodicals archive ?
The bank examination privilege was designed to protect a supervisory process like the SCAP Stress Tests, in which examiners work intensively and iteratively with the banks developing projected future portfolio loss rates based on characteristics of individual bank assets and portfolios.
The second constraint is a consolidated budget constraint for bank examination and insurance, stating that fees collected from solvent banks must cover the examination costs and the costs of deposit insurance payouts.
First, government budget constraints discourage regulators from overrunning bank examination budgets without good cause.
The potential "time decay" of bank examination information has been a concern for both supervisors and policymakers.
The FRB sets forth its policy on external audits in the FR-Y-6 Annual Report of Bank Holding Companies and Section 1010, "External Audits," of the Commercial Bank Examination Manual.
National archivists, in fact, will release bank examination reports from the Comptroller of the Currency only if an institution has been defunct for 50 years.
After retirement, he worked with RBI on a contractual basis as the head of a risk-based bank supervision project implementation group, and was involved in drawing the road map, developing a supervision model, and writing a bank examination manual for actual conduct of bank inspection for the switch to the risk-based bank supervision system.
The central bank set up a separate team within the Financial System and Bank Examination Department this week tasked with monitoring regional lenders, and appointed Satoshi Nagano as deputy director-general.
2160 is intended to promote consistency of bank examinations and due process and to enhance consistency in the interpretation and understanding of bank examination guidelines and regulations.
Under the agreement with regulators, Brand Bank is addressing specific areas identified in a September 2009 bank examination.