The bank examination
privilege was designed to protect a supervisory process like the SCAP Stress Tests, in which examiners work intensively and iteratively with the banks developing projected future portfolio loss rates based on characteristics of individual bank assets and portfolios.
The second constraint is a consolidated budget constraint for bank examination
and insurance, stating that fees collected from solvent banks must cover the examination costs and the costs of deposit insurance payouts.
First, government budget constraints discourage regulators from overrunning bank examination
budgets without good cause.
The potential "time decay" of bank examination
information has been a concern for both supervisors and policymakers.
The bank examination
staff was using a software package, developed in conjunction with several other federal bank regulators, to create and store examination work papers.
The FRB sets forth its policy on external audits in the FR-Y-6 Annual Report of Bank Holding Companies and Section 1010, "External Audits," of the Commercial Bank Examination
National archivists, in fact, will release bank examination
reports from the Comptroller of the Currency only if an institution has been defunct for 50 years.
After retirement, he worked with RBI on a contractual basis as the head of a risk-based bank supervision project implementation group, and was involved in drawing the road map, developing a supervision model, and writing a bank examination
manual for actual conduct of bank inspection for the switch to the risk-based bank supervision system.
The central bank set up a separate team within the Financial System and Bank Examination
Department this week tasked with monitoring regional lenders, and appointed Satoshi Nagano as deputy director-general.
2160 is intended to promote consistency of bank examinations
and due process and to enhance consistency in the interpretation and understanding of bank examination
guidelines and regulations.
He is a frequent instructor and speaker on bank examination
, bank financial analysis and regulatory issues.
Under the agreement with regulators, Brand Bank is addressing specific areas identified in a September 2009 bank examination