Balance

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Account Balance

The amount available in an account. Simply put, the account balance is the net of all credits less all debits. A positive account balance indicates the account holder has funds available to him/her, while a negative balance indicates the holder owes money. Account balances are important in banking because they determine whether or not an account holder has money for living expenses and in margin accounts because they show whether the holder can conduct more margin transactions.

Balance

The amount of the original loan remaining to be paid.

It is equal to the loan amount less the sum of all prior payments of principal.

References in periodicals archive ?
Brings load balancing algorithms to the switch; for example, round robin, least connections, ratio, and fastest
Balancing the budget will be about hard choices, real investments, and limited resources especially since raising taxes to close our deficits appears hopelessly out of the question.