Bad Risk

Bad Risk

1. A loan that is unlikely to be repaid because of bad credit history, insufficient income, or some other reason. A bad risk increases the risk to the lender and the likelihood of default on the part of the borrower.

2. A person or company to whom lending would create bad risk.
References in periodicals archive ?
This enables the lender to judge whether you are a bad risk or not.
In most cases, people are better off not purchasing them: Many insurance companies consider claim frequency as significant as claim size and a number of small towing claims can be considered a bad risk even though the insured never had an at-fault accident.
Waiting 30 days to discern a good risk from a bad risk is not sufficient these days, not when research says that customers who ultimately don't pay have a propensity to have already used 90 percent of their available credit in the first 30 days.
Those at high risk of cardiovascular disease due to a bad risk factor profile could also potentially benefit from vaccination.
If it's true he has a history of stealing and fraud and his mother's not just making mischief, he sounds a bad risk.
The (insurance) companies that got hurt in the 90s began to say, 'We think construction is a bad risk, and we don't want to write it.
Most of their customers are in the 30 to 70 age range, although they can take people from as young as 23 they have decided drivers younger than that are a bad risk.
Being turned down for credit sends a signal to financiers that this person is a bad risk.
But according to the experts, it is not just applying for too much credit which could land you in hot water -applying for none can also make you a bad risk to lenders.
At a time when I'm trying to sort out a future," he protests, "somebody is putting it about I'm a bad risk.
With the introduction of severity risk, the bad risk indifference curve through B would shift to [I.