Average Outstanding Balance

Average Outstanding Balance

The balance still owed on a portfolio of credit cards divided by the number of credit card accounts represented in the portfolio. Investors considering buying a credit card portfolio may look at the average outstanding balance to measure the potential profitability of the investment.
References in periodicals archive ?
As at 31 March 2012, the portfolio of GSIHFs comprised 33,219 accounts, with an average outstanding balance of MYR 56,963 per account; the weighted-average remaining term came up to 13.
The average outstanding balance for those with debt was pounds 3,390.
The 370,000 borrowers had an average outstanding balance of pounds 5500.
A recent survey conducted by the student loan company Nellie Mae showed that 92 percent of graduate students carry at least one credit card, with an average outstanding balance of $8,612.
The average outstanding balance of Japan's call money market came to 16,045.
The average outstanding balance is $3,000 per account with 1,000 active accounts.
20 percent of the difference between the total credit facility commitment and the average outstanding balance at the end of each day.
Yet the average outstanding balance for all cardholders is pounds 2060, suggesting consumers could be getting savvier about the perils of too much borrowing on plastic.
TOKYO - The average outstanding balance of Japan's call money market came to 16,045.
As a result of the decline in origination volume for the three months ended July 31, 2009 as compared to July 31, 2008, the average outstanding balance for the portfolio of receivables held for investment decreased 17.
The average outstanding balance of financial assets held by households with heads aged 60 or older increased this year from a year earlier to top 20 million yen, but the average figure for younger generations' households decreased, a Bank of Japan-affiliated council said Wednesday in an annual survey.
4 million decrease in senior debt interest as a result of a lower average outstanding balance and lower average interest rates in the 2009 period.