Average Indexed Monthly Earnings

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Average Indexed Monthly Earnings

Also called the AIME. The inflation-adjusted, average income an individual earns each month over his/her working life, as calculated by the Social Security Administration. The AIME is calculated using the 35 highest-earning years (after the 21st birthday) of an individual's life. If one worked for fewer than 35 years, zeros are entered for years one did not work up to 35. AIME is used to determine one's Social Security benefits following retirement.