Authorized User


Also found in: Medical, Acronyms.

Authorized User

Someone authorized by the original credit card holder to use the holder's card.

While authorized users are not responsible for paying any charges, including their own, they are sometimes dunned for the unpaid bills of the card holder. See Credit Score/Some Misperceptions About Credit/Authorized Credit Card Users Are Safe.

References in periodicals archive ?
New models of smartphones first manufactured after July 2016 for retail sale in the United States will, if technically necessary, make readily available to the authorized user an option that allows the authorized user to enable or disable the anti-theft solution at any time that the smartphone is connected and is in the authorized user's possession.
B's requirements only apply when an authorized user is an account holder's spouse, in practice they are more broadly applied.
However, adding an authorized user can help in different ways: a spouse can gain access to the credit line or a child can start building a credit history.
However, in recent years, credit repair companies have turned the authorized user system into a loophole for those with poor credit ratings by selling the trade lines of a consumer with good credit history to a consumer with bad credit history.
According to Fair Isaac, 30% of the population has an authorized user account on their credit report, and 60 million to 75 million borrowers will be affected by the change.
We believe that this can best be achieved by analyzing the credit file after filtering out authorized user accounts.
For the financial industry, authorized user abuse makes it difficult to accurately assess the credit risk of individuals and set portfolio strategies," said Dina Anderson, senior director, Analytic and Decisioning Services.
Once these questionable authorized user trade lines have been identified by the customer, TransUnion's Real Estate Division can initiate modifications to the TransUnion credit file that allows customers to obtain a re-scored TransUnion credit report absent the authorized user trades.
VantageScore(sm) and Equifax Risk Score Exclude Authorized User Accounts
The DataDirect ODBC Pack is $499 per authorized user for each operating system targeting all databases.
The INTERSOLV Q+E ODBC Pack is $499 per authorized user for each operating system targeting all databases.
Fast user switching allows each individual authorized user to simply swipe a finger across the sensor to quickly and automatically bring up their individual desktops and favorite applications.

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