Asset-Liability Committee


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Asset-Liability Committee

Also called ALCO. A committee at a bank charged with ensuring the bank has enough assets to pay for its liabilities. It does this by monitoring the risk of the bank's investments as well as its capital structure. It reports to the board of directors and generally must also provide information to regulators.
References in periodicals archive ?
Some banks are likely to soon hold meetings of asset-liability committees to decide the course of action.
And considering the historic low-rate environment, it requires even more serious interest by your credit union's staff and those on the asset-liability committee.
That focus and commitment start with a fully engaged the asset-liability committee working alongside operational management, each of which has clear and distinct roles.
He is credited with contributing to Chartway's long-term stability through his participation with various committees, specifically as chairman of the strategic planning committee and vice chairman of the asset-liability committee.
Fink will be a member of the Asset-Liability Committee of PNC Bank Corp.
At Golden 1, we measure and report interest rate risk on a quarterly basis to the asset-liability committee.
Here at MSFFCU we also believe that it is very important to have a director on our key committees, the asset-liability committee and the enterprise-risk management committee.
The tool is used by TFS treasury, by the TFS and Toyota corporate asset-liability committees, and in discussions with Toyota corporate executives, investors and rating agencies.
The comprehensive approach offered by ATACS allows both portfolio managers and asset-liability committees to approach the management of their portfolio with the same precision and control used by money center banks.
The outcome should be an enhanced ability to interpret ALM reports and communicate more effectively with regulators, boards of directors and asset-liability committees.