According to a report by Motilal Oswal, HDFC Bank is best- placed in the current environment, with a current account savings account (CASA) ratio of about 43 per cent, strong earnings growth and least asset quality risk
According to a report by Motilal Oswal, HDFC Bank is best-placed in the current environment, with a current account savings account (CASA) ratio of about 43%, strong earnings growth and least asset quality risk
Fitch said banks in the region largely meet capital requirements and believes that further capital building efforts will be prioritised to offset asset quality risk
and weak earnings prospects, but also in the context of Basel III rules.
The key investment theme for Turkish banks in 2013, in our view, is low dependence on securities and higher asset quality risk
, which bodes well for Yapi Kredi and Vakifbank.
Despite rapid credit growth leading to asset quality risk
to a certain extent, the ratings agency has issued a 'Stable' assignment to the outlook of the local banking sector.
The Company operates with little asset quality risk
, limited underwriting risk, limited credit risk and has historically generated strong annual cash flow.
In managing through this situation, Lundstrom said the Bank has taken steps to maintain capital, minimize asset quality risk
and return to long-term profitability.
The close relationship with the Bank's parents has led to a high related-party exposure; while the Bank also holds deposits from some related parties, they are not necessarily the same parties and present a potential asset quality risk
as well as a liquidity risk.
Fitch Ratings said that commercial banks in Philippines would remain financially stable because of the growing local economy and relatively low asset quality risk
The impact of the latest regulatory NPL cap on Kazakh banks' credit profiles will depend on the extent to which banks genuinely reduce asset quality risk
Finally, Moody's notes that although lower lending rates would lighten borrowers' repayment burdens, the benefits are unlikely to alleviate asset quality risks
in the short term.
Kazakh banks' legacy and emerging asset quality risks
are consistent with their low Viability Ratings, which reflect weak standalone credit profiles, mostly in the 'b' category.