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Annuity Contract
(redirected from Annuity Contracts)

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Annuity Contract
The agreement outlining the terms of an annuity. Among other things, the contract spells out the contributions, employer matching contributions, benefit schedule, whether the annuity is fixed or variable, and what the early withdrawal penalties are. The annuitant and the insurance company agree on the annuity contract when the annuitant buys the annuity. Generally speaking, the insurance company maintains a standard set of annuity contracts to meet the needs of different annuitants.
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LIMRA examined more than 55,000 immediate annuity contracts issued in 2008 and 2009 and the people who purchased them to help companies better understand and customize their products to target specific markets and capture more of the unrealized annuitization market, which LIMRA estimates to be $250 billion.
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Tax-free policy exchanges The PPA modified the rules that govern tax-free exchanges of life insurance and annuity contracts into updated contracts that include the QLTC rider or into traditional stand-alone LTCI.
Combination LTC products: what's changed, what's now possible: with ... by Hamilton, Michael; Herr, Dan / Life Insurance Selling
So-called stretch rules allow heirs-both spousal and non-spousal-who inherit assets (including annuity contracts that haven't been annuitized) inside a qualified retirement plan to stretch distributions over their lifetimes, meaning they can dodge the heavy tax burden that accompanies a one-time, lumpsum distribution of a death benefit.
The tax man commeth: with tax time just around the corner, the savvy ... by Port, David / Senior Market Advisor
 
 
 
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