Amount at Risk

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Amount at Risk

1. The difference between the amount an insurer must pay if an insured event occurs and the reserves from which it makes payments.

2. The different between the amount of a loan and the amount the borrower still owes the lender, including interest.

3. The difference between the cash value of a life insurance policy and the amount the insurer must pay if the policyholder dies.
References in periodicals archive ?
The changes in net amount at risk will impact the cash inflows and outflows through the insurance charges collected and the claim amounts paid from the net amount risk.
The combination of the increase in benefit payments from the earlier acceleration payments and the reduction in insurance charges due to the lower in-force amounts of net amount risk causes a significant reduction in the overall profitability level of the policy (see Figure 4).
As with all investments, there are inherent risks when investing in it including, but not limited to, allocation risk, maximum settlement amount risk, turnover risk, liquidation risk, opportunity cost risk, capital protection termination risk, underperformance risk and counterparty risk, each as disclosed in the Portfolio's Prospectuses.
The environmental remediation risk was actually an amount risk as opposed to the risk of a premature event occurring this year, like death or a car accident.
As with all investments, there are inherent risks when investing in the Fund including, but not limited to, allocation risk, maximum settlement amount risk, turnover risk, liquidation risk, opportunity cost risk, capital protection termination risk, underperformance risk and counterparty risk, each as disclosed in the Fund's Prospectuses.
In addition the Funds are subject to Credit/Default Risk, Asset Class Risk, Call Risk/Prepayment Risk, Extension Risk, Income Risk, Liquidity Risk, Declining Yield Risk, Fluctuation of Yield and Liquidation Amount Risk, Non-Correlation Risk, Replication Management Risk, Issuer-Specific Changes, and Non-Diversified Fund Risk.
As with all investments, there are inherent risks when investing in the Fund including, but not limited to allocation risk, maximum settlement amount risk, turnover risk, liquidation risk, opportunity cost risk, capital protection termination risk, market underperformance risk and counterparty risk, each as disclosed in the Fund's prospectus.
In addition the Funds are subject to Credit/Default Risk, Asset Class Risk, Call Risk/Prepayment Risk, Extension Risk, Liquidity Risk, Foreign Issuers Risk, Declining Yield Risk, Fluctuation of Yield and Liquidation Amount Risk, Derivative Risk, Non-Correlation Risk, Replication Management Risk, Issuer-Specific Changes, and Non-Diversified Fund Risk.
I'm saddened now because it possibly couldn't happen, with the litigious culture we live in, and with the huge amount risks that teachers take on by chaperoning a group of school kids.