Ironshore s customized manufacturer-specific endorsements provide coverage for the insureds vendors and additional insureds
to meet common industry contractual requirements.
In addition, a landlord may want to consider a requirement that the desk-sharer maintain insurance coverage in accordance with the insurance provisions of the lease, naming the landlord, any managing agent, and any mortgagee as additional insureds
Since product liability policies are subject to an annual aggregate amount of insurance, loading up your policy with scores of your customers as additional insureds
could possibly lead to a dilution of the insurance available to you to pay a serious claim, if your AI customer is also going to lay claim to some of those limits by virtue of their AT status.
She is co-author of the ABA's Handbook on Additional Insureds
and regularly contributes to Law 360 and other publications.
Therefore, additional insureds
need to know the limitations of relevant state law and how it applies to AI coverage.
In this situation, given the apparent intent of the additional insureds
, wouldn't a better, simpler solution be to provide that the Named Insured's policy will be primary (an unambiguous and long-understood insurance term) to those of any additional insureds
covered under that policy via the Other Insurance clause of the standard CGL?
Consider the passage of anti-indemnity statutes in California and Texas, which now bar project owners and general contractors from requiring subcontractors to both indemnify them and include them as additional insureds
for certain liabilities.
The solution was to ask funeral homes to indemnify churches by naming them as additional insureds
under its professional liability coverage.
It will also feature news on property damage interpretations, mold, occurrence, business risk exclusions, additional insureds
, bad faith, obligations to pay, and allocation, as well as full-text court documents and expert commentary.
Among the featured content of the monthly report will be news on mold ligitation and construction law coverage of such issues as occurrence, business risk exclusions, property damage interpretations, obligations to pay, additional insureds
and bad faith, among others.
But, one of the critical issues underlying this question is the risk of diluting your camp's liability insurance limits when many organizations are included as Additional Insureds
Franchise agreements should require franchisees to obtain liability insurance coverage for claims arising from their franchised businesses and to name the franchisor, its officers, directors, employees and agents, as additional insureds