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Additional Death Benefit

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Additional Death Benefit
In some life insurance policies, an extra benefit the beneficiaries of the policy receive upon the death of the policyholder, provided one's death occurs under certain, defined circumstances. For example, a policy may pay an additional death benefit if the policyholder dies before his/her retirement. The amount of the additional death benefit and the circumstances under which it is paid are defined in the policy.


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If your client is looking for cost savings, you may be able to provide the same or additional death benefit with lower or no additional premiums.
Benefits include: A $500,00 accidental death benefit; up to $250,000 in excess medical coverage; up to $50,000 benefit for mental health counseling; disability income coverage; plus an additional death benefit for the donor's travel companion.
The Common Carrier Accidental Death Rider provides an additional death benefit of double the BIG UL face amount, up to a limit of $300,000.
 
 
 
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