Accident

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Accident

An unintended event that causes harm of any kind. An accident may be unavoidable; for example, one may hit a deer while driving a car, despite taking all appropriate precautions, simply because the deer ran in front of the car. Other accidents are the result of negligence; for example, a driver may unintentionally hit another car because he was speeding and under the influence of alcohol. The party responsible for paying damages in the event of an accident depends on a number of factors, notably which party, if any, was negligent. In some cases, one may be responsible for paying damages even if there was no negligence. Lawsuits attempting to determine responsibility are commonplace. See also: Indemnity.