Accidental Means

Accidental Means

A condition in most insurance policies requiring that an insured event be the result of an accident. For example, an accident insurance policy may provide coverage for a gunshot wound, but not if it was the result of a suicide attempt. The accidental means requirement helps insurance companies reduce fraud.
References in classic literature ?
I must now say a few words on what are called accidental means, but which more properly might be called occasional means of distribution.
GMO contamination of non-GMO crops by natural or accidental means has been documented in so many countries and many times over, he added.
Tenders are invited for ,, Auto Repair Accidental Means To Electrocentrale Branch Craiova Ii
2,00,000) of the Workmen Compensation Act in respect of contingencies such as death and permanent disablement caused by accidental means.
leakage of lubricating oil And/Or damage to engine and/or gear box of the Insured Vehicle arising out of leakage of lubricating oil due to Accidental means.
Union Labor Life's standard AD&D benefit provides a schedule of varying lump sum benefits upon loss of life, sight or limbs by accidental means.
A third of all economic crimes were detected by formal (such as whistle-blower hotlines) and informal tip-offs, and a further third by accidental means.
In the absence of an express provision in the policy to the contrary, where the insured is intentionally injured or killed by another, and the injury or death is not the result of misconduct, provocation, or assault by the insured, but is unforeseen from the insured's point of view, and occurs without his or her agency, the injury or death is an accident or accidental, or by accidental means, within the meaning of accident insurance policies, and the insurer is liable therefor' (10 Couch on Ins.
Two different clauses are used: the accidental means and the accidental death type clauses.
Attorney Glenn Bass of Atlanta, who represented Hallum, said, "Basically, the Georgia Supreme Court said to Provident, 'If you intended [to limit the definition to] injury by accidental means, all you had to do is say so.
Accidental Death Benefit - Proceeds from this rider are payable in addition to the specified amount of the base policy if the death of the insured was caused by accidental means.