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203(b) loan

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203(b) loan

Standard FHA-insured fixed-interest rate mortgage loans for one- to four-family residential properties. The loan program features the ability to have down payments as low as 3 percent and to finance closing costs as part of the loan.There are limitations on the maximum size loan that can qualify. The limitations change over time and by geographic area. The comparable adjustable-rate program is called a 251 loan.



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