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11th District Cost of Funds Index

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11th District Cost of Funds Index
An index of the interest rates paid on checking accounts and savings accounts in Arizona, California, and Nevada. This index measures the cost of funds for banks and some other financial institutions in the western United States; that is, the 11th District COFI measures what banks must pay to those who would offer them funding for their lending and other operations. The 11th District COFI is published on a monthly basis and is considered a lagging indicator of prevailing interest rates in the west.


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